Financial Control for Businesses & Households.

Spend wisely, control confidently.

One root account, total control over every card it issues.
Real limits, enforced in real time, with the AI insight to see exactly where your money goes.

Join the waitlist See how it works ›
4,200 members on the early-access list
Good morning, Aria
Your accounts at a glance
Total balance
QR 48,210.50
▲ QR 1,240 this week · across 4 branches
Branches + Issue card
M
Maya
QR 420
N
Noah
QR 210
Heads up
Noah is at 84% of his usual spending.
Trend
Leaf dining dropped 22%, as usual.
QR25B
per annum in unauthorized payments
$200B
per annum wasted in the GCC
Zero
solutions to the problem
How it works

One account in, controlled cards out: every limit enforced.

Fund a single Root account, issue a card to everyone who spends for you, and set hard limits we enforce the moment a card is tapped.

01
Plant your Root
Link your bank account and have all your issued cards draw from your Root, with your limits. All card activities monitored in one dashboard, always.
02
Their card, your rules
Create a controlled, digital card for any employee, family member, or dependent. Set how much they can spend, and where — in seconds.
03
Transactions & OCR
Instant transactions and real-time payment authorization. Followed up with AI-assisted OCR for receipt-transaction cross-validation.
04
Personalized AI insights
AI-powered reports to identify spending patterns and potential areas for savings. All for you to hit your financial goals.
AI Insights · new

One line that tells the whole story.

Bonzai's balance line bends gold as a Leaf drifts toward its limit, terracotta as it nears zero, and deepens green as money grows back. You see trouble a week before it lands.

Caution, early. Gold as soon as a Leaf is trending over.
Near zero, flagged. Terracotta means a Leaf is running dry.
Growth, rewarded. Deepening green as savings climb back.
Noah · balance forecast
QR 210
dips Thu
GrowthCautionNear zeroRecover
Heads up
Noah dips to QR 40 this Thursday.
Recovers
Back to QR 210 by Sunday.
What's inside

Every control a Root could want. Nothing a Leaf can break.

Vendor pruning
Allow or block any merchant per Leaf, instantly. Gaming off, or groceries on — it's all by your rules.
Spend limits
Set a periodic limit per Leaf. Bonzai stops the card at the line, with no overdraft and no surprises.
Instant cards
Issue a virtual card quickly, add it to Apple or Google Pay, instantly freeze it with one tap.
Receipt OCR
Snap a receipt and Bonzai reads it, capturing line items, vendor, and total, then files it against the transaction.
Requests & approvals
Leaves ask for more funds or a new vendor; Root approves or declines from the home dashboard.
Tap to pay
Apple Pay and Google Pay supported on day one, so a branch card works the moment it is issued.
Security & trust

Regulated partners. Real encryption. Zero shortcuts.

We partner with regulated institutions and never touch what we don't need to. Your bank credentials stay with your bank.

Bank-grade encryption · credentials never stored by Bonzai
Bank-grade encryption
Data encrypted in transit and at rest, end to end.
Credentials never stored
Your bank login stays with your bank, not with us.
Regulated partners
Banking provided by licensed institutions in-region.
Biometric + device binding
Every session tied to your face and your device.
About Us

Our Founding Team

Syed Taha Ali
TA
Syed Taha Ali
CEO & CTO
BSc (Hons) Computer Science · 1st
Liverpool John Moores University
Vision · Strategy · Architecture · Product · Stakeholder Relations
Doha, Qatar
Tajwaar Shafiq
TS
Tajwaar Shafiq
Head of Engineering
HBSc Computer Science · Specialist
University of Toronto
Software Engineering · System Design · AI Development · Delivery
Doha, Qatar
Mohamed Farhan Feroz
MF
Mohamed Farhan Feroz
Head of Operations
BSc Industrial Engineering
California Polytechnic State University
Operations · Business Development · Partnerships
Doha, Qatar
Bonzai

Be first to plant your Root.

Contact us and join the early-access list. We're onboarding founding members across Qatar as early as Q4 2026.

Email us
farhan.feroz@bonzai-card.com
Questions

Everything, before you ask.

The Root is the head account — the trunk all your money is rooted in. It issues Leaf cards, sets their limits, and approves their requests. Everything goes in and out through here, with one owner typically steering the wheel.
A Leaf is a sub-account under your Root with its own card, for an employee, family member, or dependent.
Bonzai itself is not a bank — banking services are provided by licensed, regulated partners in each market. Funds are held with those institutions, data is encrypted end to end, and your bank credentials are never stored by Bonzai.
Pricing for founding members will be shared with early-access invites.
We are onboarding members across Qatar as early as Q4 2026. Further expansions will be shared before soft launches.
Bonzai is in concept and early access. Join the waitlist and we will send an invite as your region and a founding cohort open up.